By clicking “Buy Now,” “Complete Order,” or any other phrase on the purchase button, entering your credit card information, or otherwise rendering payment (either in-full or partial) for the service for which these terms appear ("Service"), you (“Client”) agree to be provided with products, programs, or services by NINA MARINARO ("Owner") on behalf of NINA MARINARO, ESQ. PLLC (“Company”), and you are executing a legally binding agreement with the Company, subject to the following terms and conditions:

(1) Disclaimers:
(a) Nina Marinaro is licensed in New York, United States. Therefore, Nina can only answer specific legal questions as they relate to NY law or federal (US) law, which includes certain intellectual property and/or contract drafting issues. Although Nina can refer you to a lawyer in another jurisdiction to answer your questions, we suggest you reach out directly to a lawyer licensed in your state. There are no refunds - even if we are unable to answer your legal questions during the call - so please schedule calls at your own risk. All information will be kept confidential during these calls.

(b) Through the Service, the Company might provide guidance regarding business and/or legal decisions, but it is ultimately the responsibility of the Client (and only the Client) to make the final decision for his/herself. By using Company’s services and purchasing this Service, Client accepts any and all risks, foreseeable or unforeseeable, arising from such a transaction. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from the use or misuse of the Program. Client agrees that use of this Service is at user’s own risk.

(c) Client hereby acknowledges that, when applicable, Client is solely responsible for the amount and type of income that Client generates by implementing techniques and advice provided by Company. Client also acknowledges that the Company cannot and does not guarantee that implementation of the Services will provide Customer with a lucrative business. Client also agrees that he/she is solely responsible for any decision Client makes and indemnifies Company from any liability regarding said decision.

(2) INTELLECTUAL PROPERTY: This Service may contain information that is the intellectual property belonging to Company. Company provides Client with a single-user license authorizing Client to use the materials for their individual purposes only. Client shall not share, copy, distribute, disseminate, or sell the materials for either commercial or non-commercial purposes. Nothing in this Agreement shall transfer ownership of or rights to any intellectual property of the Company to the Client, nor grant any right or license other than those stated in this Agreement. Client may use the methods taught inside the Service for their internal business operations, but may not share, repurpose or distribute the Company’s teaching and pass them off as Client’s own.

(3) PAYMENT: (a) Upon execution of this Agreement, Client agrees to pay to the Company the full purchase amount for the Product, regardless of what payment option Client selects at checkout. (b) If a payment plan option is available and Client selects said option, Client agrees to pay all fees pursuant to the payment schedule outlined at checkout and selected by Client. (c) Client authorizes Company to charge the credit card or account used at checkout to complete all payments pursuant to the payment plan Client selected at checkout, and Client does not require separate authorization for each payment. (d) If any payments fail, Client agrees to remedy the situation immediately (ie. update Client’s payment information, provide a new credit card, and/or make all past-due payments within 5 business days) or else Client forfeits his/her right to access the Services. (e) The Client shall not threaten or make any chargebacks to the Company’s account or cancel the credit card that is provided as security without the Company’s prior written consent. The Client shall pay for any fees associated with recouping payment, including but not limited to, collections fees and attorneys’ fees. In the event of a chargeback, Company reserves the right to report the incident to credit reporting agencies as a delinquent account.

(4) REFUNDS & TERMINATION: (a) Refunds - Due to the nature of the Services, Company does not offer refunds. There are no refunds permitted under any circumstance. (b) Termination - Client dissatisfaction with Company subjective teaching style, independent judgment, methods, or other techniques are not valid reasons for termination of this Agreement or request of any monies returned to Client. Even if Client does not see Services through to completion, Client is nevertheless responsible for all payments due and owed under this Agreement by making the first payment of the Program at checkout and executing these Terms and Conditions.

(5) ACCESS: (a) All requests to review and/or draft documents are subject to a four-week turnaround time. Any “rush” requests shall be subject to an additional fee of $250.00 USD per week. (b) Company requires at least 48 hours’ notice to book calls. Any “rush” requests shall be subject to an additional fee of $100.00 USD. (c) All communications must take place via e-mail at: nina.marinaro@gmail.com unless otherwise authorized (in email writing) by Nina.

(6) RESCHEDULING: Due to the nature of Company’s business (ie. a law firm with unpredictable deadlines), Company may reschedule any portion of the Services at any time, at Company’s sole discretion. Company will provide at least 15 minute’s notice of any rescheduled call. If Client wants to reschedule any calls with Company, ALL REQUESTS TO RESCHEDULE MUST BE MADE AT LEAST ONE HOUR IN ADVANCE, IN WRITING, AND BE ACCOMPANIED WITH A PROPOSED DATE AND TIME FOR THE RESCHEDULED CALL. Failure to comply with the rescheduling policy shall result in forfeiture of that call with no money back and no discount on future payments. All rescheduled calls must take place no later than one (1) month unless otherwise authorized in writing (via email) by Nina.

(7) GOVERNING LAW: This Agreement shall be governed by and construed in accordance with the laws of the State of New York.

(8) MAXIMUM DAMAGES - Client agrees and acknowledges that the maximum amount of damages that Client may be entitled to in any claim arising from this Agreement or Program shall not exceed the total cost of the Services.

(9) EXECUTION – Customer agrees to accept the above Agreement in its entirety when Customer selects and confirms “I agree to the Terms & Conditions” at the Services checkout page and by rendering first payment.

(10) HEADINGS & SEVERABILITY: Headings are included for convenience purposes only and shall not affect the construction of this Agreement. If any portion of this Agreement is held to be unenforceable, it shall not affect the remaining portions of the Agreement, which shall remain in full effect. If any portion of this Agreement is held to be unenforceable, then the unenforceable portion shall be construed in compliance with applicable law in a light most favorable to the original intentions of the parties. If the unenforceable portion of the Agreement is found by a competent court of this jurisdiction to be contrary to law, then it shall be changed and interpreted to best reflect the original intentions of the parties, and all other provisions shall remain in full force and effect.

(11) ENTIRE AGREEMENT: This Agreement contains the entire agreement between the parties and supersedes all prior agreements between the parties, whether written or oral.